Indigenous Governance Database
home ownership
Bankshot Episode 46 Report: Ignored by banks, Indigenous communities build their own financial system
As seen from the air, the land is an expansive, grayish-brown terrain cracked open by the winding Missouri River with scattered clusters of black dots. On the ground, the dots become cows — so many cows — and the land becomes a roiling sea of prairie grass heaving under currents of wind you can see…
Bankshot Episode 46: Ignored by banks, Indigenous communities build their own financial system
EAGLE BUTTE, S.D. — The Cheyenne River Sioux Reservation is big, but it isn’t as big as it used to be. As seen from the air, the land is an expansive, grayish-brown terrain cracked open by the winding Missouri River with scattered clusters of black dots. On the ground, the dots become cows — so…
Mortgage Lending on South Dakota’s Indian Trust Land: Findings from a Survey of Lenders
Since its formation in 2013, the South Dakota Native Homeownership Coalition (SDNHOC or “the Coalition”) has brought together a diverse group of more than 75 tribal, state, federal, nonprofit, and private sector stakeholders to identify barriers, share innovative solutions, and leverage resources…
U.S. Senate testimony: “Lending Opportunities: Opening the Door to Homeownership in Indian Country”
On Oct. 16, 2019, Center for Indian Country Development Director and Minneapolis Fed Assistant Vice President Patrice H. Kunesh testified before the U.S. Senate’s Indian Affairs Committee about the need for more housing and improved access to affordable lending on reservations. She said that “…
Tribal Leaders Handbook on Homeownership
As Native populations grow rapidly, tribal leaders are challenged as never before to provide their members decent housing. Expanding homeownership is a huge part of the solution for reservations and Indian areas, but until recently lenders just didn't extend home loans in Indian Country. The …
Umatilla Homeownership: Financial, Credit and Consumer Protection Program
Recognizing the necessary links between promoting a strong economy, maintaining positive cultural connections, and the ability to own a home, the Umatilla Housing Authority promotes the "Wapayatat" Homeownership: Financial, Credit and Consumer Protection Program. The seven-week course provides…
Chickasaw Nation's Chuka Chukmasi Home Loan Program
Created in 1998 to increase home ownership among Chickasaw citizens and other Native Americans in Oklahoma, the Chuka Chukmasi ("beautiful home") Home Loan Program is a secondary market home loan program that has helped more than 200 families realize the dream of home ownership. Collaborating with…
Honoring Nations: Kay Perry: Chuka Chukmasi Home Loan Program
Kay Perry with the Chickasaw Nation's Housing Counseling and Loan Service program provides an overview of the Chuka Chukmasi Home Loan Program and how the program uses human and financial resources wisely.
Ho-Chunk, Inc. CEO Receives Award from U.S. Department of Commerce Agency
Lance Morgan launched the Ho-Chunk, Inc. in 1994 as the economic development corporation of the Winnebago Tribe of Nebraska. Now the president and CEO is receiving the Advocate of the Year Award by the U.S. Department of Commerce’s Minority Business Development Agency (MBDA) at the end of this…
Exercising Sovereignty and Expanding Economic Opportunity Through Tribal Land Management
While the United States faces one of the most significant housing crises in the nation’s history, many forget that Indian housing has been in crisis for generations. This report seeks to take some important steps toward a future where safe, affordable, and decent housing is available to Native…